Terms and Conditions

Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

Definitions

For the purpose of these terms, the following definitions apply:

• Service: Refers to our financial planning consultation and advisory services provided through monthly subscriptions.
• User/Client: Any individual who accesses our website or uses our financial planning services.
• Content: All information, advice, recommendations, and materials provided through our services.
• Company: Refers to lyquinthoserva and its representatives, employees, and affiliated service providers.

Use of Service

Your use of our service is subject to the following conditions:

Permitted Uses

• Accessing our services for legitimate financial planning purposes
• Providing accurate information during consultations
• Using our recommendations for personal financial decision-making

Prohibited Uses

• Sharing your account access with unauthorized individuals
• Using our service for illegal or fraudulent activities
• Attempting to reverse engineer or copy our proprietary methods
• Providing false or misleading information during consultations

User Responsibilities

As a user of our services, you are responsible for:

• Providing accurate and complete financial information
• Maintaining the confidentiality of your account information
• Making independent decisions based on our consultations
• Timely payment of subscription fees and related charges

Intellectual Property

All content, methods, and materials provided through our services are owned by lyquinthoserva and protected by intellectual property laws.

Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy

Service Disclaimers

Our financial planning services are consultative and educational. We do not guarantee specific financial outcomes or provide investment management services.

Our services are provided "as is" without warranties of any kind, either express or implied.

Limitation of Liability

Our liability for any claims arising from our services shall not exceed the total amount paid by you for services in the preceding twelve months.

Indemnification

You agree to indemnify and hold harmless lyquinthoserva from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Termination

Either party may terminate the service relationship with 30 days written notice. Termination does not relieve you of payment obligations for services already provided.

Governing Law

These terms are governed by the laws of the United States and the state in which our business is incorporated.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective upon posting to our website with updated effective date.

Severability

If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms constitute the entire agreement between you and lyquinthoserva regarding use of our services.