Legal Disclaimer
Past performance does not guarantee future results.
Financial planning involves risks and individual circumstances vary significantly. Results depend on personal commitment and market conditions.
This disclaimer outlines important information regarding the use of our financial planning services and website. Please read carefully before engaging with our services.
General Information Disclaimer
The content provided on this website is for informational purposes only and should not be construed as personalized financial advice until you engage in our formal consultation process. All information is subject to change without notice.
Information on this website does not constitute professional financial advice. Always consult with qualified professionals regarding your specific financial situation before making decisions.
Limitation of Liability
Our liability is limited as follows, to the maximum extent permitted by applicable law:
- We are not liable for any indirect, incidental, or consequential damages arising from use of our services.
- Our total liability shall not exceed the amount paid for services in the preceding 12 months.
- We do not guarantee specific financial outcomes or results from our planning services.
- Users assume responsibility for implementing any recommendations provided during consultations.
Information Accuracy
While we strive to provide accurate and current information, we cannot guarantee the completeness or accuracy of all content. Users should verify information independently.
Our services are provided "as is" without warranties of any kind, either express or implied, including but not limited to merchantability or fitness for a particular purpose.
Financial Services Disclaimer
Our financial planning services are educational and consultative in nature. We do not manage funds, execute trades, or provide investment management services.
Individual results may vary based on personal circumstances, commitment level, and market conditions.
Always seek advice from licensed financial professionals before making significant financial decisions. Our service complements but does not replace professional financial advisory services.
External Links
Our website may contain links to external sites. We are not responsible for the content, accuracy, or practices of third-party websites.
Client Testimonials
Client testimonials represent individual experiences and may not reflect typical results. Your experience may differ based on your unique circumstances and commitment.
User Indemnification
Users agree to indemnify and hold harmless lyquinthoserva and its representatives from any claims arising from misuse of our services or violation of these terms.
Jurisdiction and Governing Law
These terms are governed by the laws of the United States and the state in which our business is registered.
Applicable Law: All disputes shall be resolved under United States federal and state laws.
State Variations: Some terms may vary by state. Local laws take precedence where applicable.
Severability
If any provision of this disclaimer is found unenforceable, the remaining provisions shall continue in full force and effect.
Modifications to Disclaimer
We reserve the right to modify this disclaimer at any time. Changes become effective upon posting to our website.
Acceptance of Terms
By using our website or services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.
Contact Information
For questions about this disclaimer or our services, please contact us using the information provided below.
Effective Date: September 17, 2025